Est. Bethesda, MD ● Markets Open Member FINRA / SIPC

Capital, carefully composed.

For three decades, families and institutions across the Washington metro have trusted our Bethesda office to steward wealth through every cycle — with discipline, discretion, and a plan built for the long horizon.

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Financial district skyline at dusk representing investment advisory
$4.2B
Assets advised from our Bethesda office, across 1,800+ households and institutional relationships.

A Bethesda firm with national reach.

Our advisors sit at the intersection of Main Street and the Beltway — close to the capital's policy pulse, anchored to the families we serve.
We don't chase headlines. We build portfolios that survive them — calibrated to your goals, your tax picture, and the people who depend on you.
Margaret Holloway, CFP® — Managing Director, Bethesda Office
Advisor meeting with clients reviewing financial plans at a desk Bethesda Office · Wisconsin Avenue
32 yrs
Continuous service to Montgomery County families since 1993.
Our Mandate

As part of Wells Fargo Advisors Financial Network, we combine the resources of a national franchise with the autonomy of an independent practice — meaning your plan is built by people who know your name, not a call center.

Fiduciary Standard

We act in your best interest, documented and binding — not as a slogan.

Direct Access

Your advisor's direct line, not a queue. Same-day callbacks, every time.

98%
Client retention over the past five years — measured annually, not boasted.
Community

Bethesda is home, not headquarters. We sponsor the Bethesda Literary Festival, mentor at Walt Whitman High, and serve on the Montgomery County Community Foundation board.

How we work with you.

Four deliberate steps. No pressure, no products pushed. Just a structured conversation that becomes a plan.

Discipline over drama.

Markets are noisy. Your plan shouldn't be. We begin with a discovery conversation — understanding your family, your business, your liabilities, and the legacy you intend — before a single dollar moves.

Every recommendation is written down, dated, and revisited. We don't rely on memory or momentum. Your portfolio is stress-tested against inflation, recession, and longevity, and reviewed on a calendar you help set.

And because life rarely follows a spreadsheet, we're available between reviews — for the job change, the inheritance, the college decision, the sale of a business.

  1. Discovery

    A 60-minute conversation — in our Bethesda office or virtually — to map your goals, obligations, and risk tolerance. No paperwork, no commitment.

  2. Plan Construction

    Within two weeks we present a written wealth plan: asset allocation, tax strategy, insurance review, and a five-year projection.

  3. Implementation

    We coordinate with your CPA and attorney, transfer accounts, and establish the portfolio — typically completed within 30 days of sign-off.

  4. Ongoing Stewardship

    Scheduled reviews at 90 days, then quarterly. Annual plan refresh. Continuous monitoring of allocations, costs, and tax-loss harvesting opportunities.

Services & indicative fees.

Transparent, asset-based or flat fees as noted. All advisory services delivered through Wells Fargo Advisors Financial Network LLC, member FINRA / SIPC.
01
Wealth Management
Comprehensive investment management and financial planning for households with $500K+ in investable assets. Includes quarterly reviews, tax-loss harvesting, and unlimited advisor access.
0.85% / yrAssets under mgmt
02
Portfolio Management
Discretionary management of individual stocks, bonds, ETFs, and alternatives. Built around your risk profile, rebalanced on a disciplined schedule, with holdings reporting through WellsTrade.
0.95% / yrTiered to $5M+
03
Retirement Planning
401(k) rollovers, Roth conversions, required minimum distribution strategy, and Social Security optimization. Includes a year-by-year withdrawal plan through age 95.
$2,500One-time plan
04
Trust & Estate Strategy
Coordination with your attorney on revocable and irrevocable trusts, charitable vehicles, and generational transfer. We do not draft legal documents — we translate them into investment action.
$3,800Strategy engagement
05
Education Funding
529 plan design for Maryland, Virginia, and D.C. residents — including the Maryland $2,500 state deduction. Coverdell ESA, custodial accounts, and grandparent-owned strategies.
$750Setup + allocation
06
Business Owner Advisory
SEP-IRA, SIMPLE, and 401(k) plan design for Bethesda-area practices and small businesses. Includes fiduciary support, employee education sessions, and TPA coordination.
$1,200Annual, per plan
07
Fixed Income Laddering
Custom Treasury, agency, and municipal bond ladders for capital preservation and predictable income. Maryland munis sourced where tax advantage warrants.
0.45% / yrAssets in ladder
08
Alternative Investments
Accredited investor access to private equity, private credit, real estate, and hedge fund strategies through Wells Fargo's curated platform. Suitability-screened.
1.25% / yrPlus fund fees
Advisors reviewing market data on screens in the Bethesda office Trading Desk · Bethesda
What sets us apart

Our advisors hold the CFP®, CFA, or CPA designation — often more than one. Continuing education isn't a checkbox; it's a quarterly expectation. And every plan is peer-reviewed by a second advisor before it reaches you.

14
Designated professionals on staff — CFP®, CFA, CPA, and ChFC credentials represented.
Begin the conversation

Let's talk about your horizon.

Schedule a no-obligation 60-minute discovery meeting at our Bethesda office, or virtually at your convenience. We'll listen first, ask thoughtful questions, and tell you honestly whether we're the right fit.

Office
Wisconsin Avenue corridor, Bethesda, Maryland — serving the greater Washington D.C. metropolitan area.
Phone
Speak with an advisor — call our Bethesda office line during market hours.
Correspondence
Secure messaging available through the WellsTrade client portal — existing clients may message their advisor directly.

Request a Consultation

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