Neal Abravanel founded this Wells Fargo Advisors practice on a simple conviction: families across the D.C. metro deserve institutional-grade counsel without losing the personal relationship that makes long-term planning actually work.
For more than fifteen years, the practice has served a deliberately limited roster of households across Montgomery County — physicians at Suburban Hospital, partners at D.C. law firms, federal senior executives, and the founders of privately-held businesses along the I-270 corridor.
The approach is unhurried by design. Every plan begins with a multi-meeting discovery, a written investment policy statement, and a portfolio constructed from individual equities, fixed income ladders, and selective alternatives — not model-kit allocations wrapped in a ticker.
Fees below are illustrative of typical engagements and are negotiated in writing after a complimentary discovery meeting. Most clients bundle two or three disciplines under a single blended advisory fee.
Actively managed, individually constructed portfolios of equities, fixed income, and alternatives — sized to your tax picture, liquidity needs, and concentration risk. Includes quarterly reviews, year-end tax-loss harvesting, and direct access to Neal by phone.
Roth conversion laddering, RMD timing, and cash-flow sequencing for the five years on either side of retirement.
Coordinated with your attorney: gifting strategy, dynasty trusts, and beneficiary alignment across taxable and retirement accounts.
Maryland 529 BrokerDirect and out-of-state plan selection, front-loading strategy, and grandparent gifting coordination that preserves FAFSA treatment under the new Student Aid Index rules.
Exit planning, key-person insurance review, and qualified plan design — including cash balance and SEP structures for D.C. metro professional practices.
Treasury, agency, and municipal ladders built to maturity — designed to fund known cash needs without forced selling in down equity markets.
Net-worth, cash-flow, insurance, and tax modeling delivered through eMoney Pro — refreshed annually and reviewed in person at the Bethesda office or over secure video.
Neal intentionally serves fewer than ninety families so every relationship gets the time and attention it deserves — not a 1-800 queue.
Individual securities, direct bonds, and selective alternatives — not model-kit allocations wrapped in a ticker and rebalanced by algorithm.
Every recommendation is held to the fiduciary standard and documented in a written investment policy statement updated annually.
You call Bethesda, you reach Neal. No client service tier, no escalation tree — just the advisor who actually knows your plan.
Every new client moves through the same deliberate onboarding — never rushed, never templated. Here is what the first ninety days look like.
A 60-minute complimentary meeting — in Bethesda or over secure video — to understand your balance sheet, family dynamics, and the goals that actually keep you up at night.
Within two weeks you receive a written financial plan and proposed investment policy statement, including fee disclosure and a recommended asset allocation tailored to your tax picture.
Account opening through Wells Fargo Advisors, portfolio construction, and transfer of assets — coordinated with your CPA and estate attorney so nothing falls through the cracks.
Quarterly reviews, an annual in-person planning summit, and proactive outreach when markets, tax law, or your life shift in ways that matter.
The first meeting is always complimentary and without obligation. Tell us a little about your situation and we will reply within one business day to schedule a 60-minute discovery — at our Bethesda office, over secure video, or by phone.
We will reply within one business day. All fields are confidential.