Truist banking hall interior with marble columns and warm copper lighting
Est. Chevy Chase · Maryland
5400 Wisconsin Avenue
Chevy Chase, MD 20815

Banking, measured in decades.

A Chevy Chase banking house built on clarity, discretion, and measurable returns — for families, founders, and institutions across the Washington metro.

$4.2B
1962
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The House

A bank built for continuity, not quarters.

Truist opened its doors on Wisconsin Avenue in 1962, founded by a small group of Chevy Chase families who wanted a bank that understood the difference between managing money and stewarding it. Three generations later, that conviction still holds.

We keep our client list narrow on purpose. Every relationship is assigned a named banker — not a queue, not a chatbot — and decisions on credit, trust, and investment are made by people who live within ten miles of the branch.

The result is a balance sheet that grows slowly and deliberately: $4.2 billion under stewardship, a loan book that weathered 2008 without a single foreclosure on a primary residence, and a tier-one capital ratio that has never fallen below 12%.

“We are not trying to be the biggest bank in Maryland. We are trying to be the one you never have to leave.” — Margaret Holloway, Chair of the House
FIG. 01 — WISCONSIN AVE.
Historic Truist banking hall with teller counters and brass detailing
Chevy Chase · MD
What We Do

Six lines of business,
one relationship.

Every Truist service is delivered through a single named banker. The list below is what we do — the price you actually pay is the one we quote in writing, in person, before any paperwork begins.

— 01

Private Banking

A dedicated private banker, concierge service, unlimited ATM fee refunds, and preferred rates across every Truist product. For households with $250k or more in relationship balances.

$25per month · waived at $250k
— 02

Commercial Lending

Term loans, revolving credit, and owner-occupied real estate financing for businesses in the DC metro. Decisions in 7 business days, closed in 30. From $100,000 to $25,000,000.

Prime + 0.75%variable · from $100k
— 03

Treasury & Cash Mgmt

Same-day ACH, wire, lockbox, and Positive Pay fraud protection for operating businesses. Real-time dashboards and dual-control approvals built in.

$50per month · bundled
— 04

Wealth & Trust

Fiduciary investment management, estate planning, and trustee services. Discretionary portfolios built around your family, not a model. Fee-only, no commissions, ever.

0.65%of AUM · annually
— 05

Mortgage & Home Lending

Conventional, jumbo, and construction-to-perm loans for primary and secondary residences in the Capital Region. Underwritten in-house, closed in 21 days.

6.125%30-yr fixed APR
— 06

Business Checking

500 free monthly transactions, no minimum balance, integrated invoicing, and same-day settlement. The operational account for Maryland small businesses.

$15per month · waived at $10k
Why Truist

Numbers that hold when markets don't.

We publish the same metrics every quarter — the ones most banks bury in footnotes. They are not marketing. They are the operating discipline that lets us say yes when others can't.

Speak with a banker
01
14.8%
Tier-one capital ratio — well above the 8% regulatory floor, every quarter since 1996.
02
0
Primary-residence foreclosures during the 2008 financial crisis. Not one Chevy Chase family lost their home through us.
03
7d
Median decision time on commercial credit requests, from application to written commitment letter.
04
62yrs
Independent and Maryland-headquartered since 1962. No out-of-state holding company, no private equity.
Begin a Conversation

Tell us what you're building.

Whether you're opening a first account, financing a building, or restructuring a family trust — the conversation starts the same way. Tell us a little about your situation. A named banker will respond within one business day.

5400 Wisconsin Avenue, Chevy Chase, MD 20815

Mon–Fri 9:00am – 5:00pm · Sat 10:00am – 1:00pm

Schedule a callback at a time that suits you — we'll confirm by email.

Request an Introduction

No obligation
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