An independent wealth practice inside Raymond James, advising principals, families, and trustees across the Washington region on portfolios, retirement, estate, and the quiet decisions that compound for generations.
We do not chase narratives. Our work begins with a full balance sheet — liquid and illiquid, taxable and sheltered, personal and trust — and a candid conversation about what the money is for.
From there we build a written plan, an allocation tuned to your real risk capacity (not a questionnaire score), and a tax-aware implementation through Raymond James — held accountable across quarterly reviews and an annual reset.
The families we serve are not looking for the next hot ticker. They are looking for a steady counsel they can call on the difficult Tuesday. That is the only thing we have ever tried to be.
Every relationship begins with a no-cost discovery meeting. Below are the engagements most Chevy Chase households retain us for, with their indicative annual ranges. Final fees are agreed in writing before any work begins — never as a surprise on a statement.
Active, tax-aware management of taxable, retirement, and trust accounts under a written investment policy. Equity, fixed income, and alternatives selected through Raymond James's open-architecture platform — never proprietary funds.
A written, multi-year plan covering cash flow, retirement projections, education funding, insurance gaps, and estate-document review. Delivered as a living document, revisited annually with scenario stress tests.
Sequencing of Social Security, pension elections, inherited IRAs, and required minimum distributions into a tax-efficient paycheck. Includes Roth conversion modeling through age 75 and Medicare surcharge planning.
Coordination with your attorney and CPA on revocable trusts, gifting, generation-skipping transfers, and beneficiary alignment across qualified accounts. We do not draft documents — we make sure the documents you have actually work.
Year-round loss harvesting, asset location across account types, and concentrated-position unwinding — coordinated directly with your preparer so the 1099s match the plan, not the other way around.
Pre-liquidity planning for principals approaching a sale: pre-sale restructuring, QSBS analysis, charitable pooling, and post-close portfolio design. Engaged jointly with your transaction counsel and investment banker.
The Global Wealth Management Group was founded in Chevy Chase in 1998 as an independent branch of Raymond James — one of the largest privately held financial services firms in the United States.
We chose independence deliberately. It allows us to sit on the same side of the table as the families we serve, to recommend securities because they fit a plan rather than a quota, and to keep the practice small enough that the principal you meet on day one is the principal who answers your call in year fifteen.
Today the group advises roughly forty households across the District, Maryland, and Northern Virginia — retirees from the foreign service, partners at local law firms, physicians from the hospitals on Wisconsin Avenue, and a handful of small-business owners preparing for their next chapter. We do not advertise. New families arrive by referral.
Privately held Raymond James branch. No quotas, no proprietary fund requirement, no parent-company pressure on what we recommend.
We operate under a written fiduciary standard, not the looser suitability rule. Our duty is to you, disclosed in Form ADV Part 2A.
Forty households, two lead advisors, one dedicated operations principal. You will know the team by name and they will know your file by heart.
The first meeting is always a conversation, never a sales pitch. We will listen to where you are, where you are trying to go, and what keeps you up at night — then tell you honestly whether we are the right counsel for the road ahead.
Most discovery meetings run forty-five minutes and are held at our Wisconsin Avenue office, by video, or over a long lunch at the Chevy Chase Club if you prefer. There is no charge, and no obligation.