Wealth, held with intention. Built for Bethesda.
PNC Private Bank is a Bethesda-based fiduciary practice guiding households with complex balance sheets — concentrated equity, second homes, business interests, and multi-generation trusts — through every chapter of wealth. We plan first, then we invest.
A Bethesda practice for households with complex balance sheets.
PNC Private Bank was founded on a single conviction: that families in the Washington metro deserve a fiduciary partner who understands the texture of their wealth — not just the numbers on a statement. For over two decades, our Bethesda office has served physicians, federal contractors, business owners, and multi-generational households across Montgomery County and the District.
We are planners first. Before a single recommendation reaches your portfolio, we map the full architecture of your household: illiquid holdings, concentrated equity, trust structures, real estate, and the human priorities that no algorithm can capture. The result is a plan that holds through markets, milestones, and the unexpected.
Six disciplines, one coordinated plan.
Each engagement begins with a private discovery session in our Bethesda office or virtually. The services below are commonly combined into a single relationship — priced as a unified engagement rather than billed piecemeal. Indicative fees below assume a $2M+ household balance sheet.
Four commitments that shape every engagement.
Fiduciary, in writing.
Every engagement is governed by a written fiduciary obligation. We are paid only by our clients — never by product providers, never by commission. Conflicts of interest are disclosed before they arise.
Plan first, invest second.
Before a single security is purchased, we complete a full household plan. Investments serve the plan — not the other way around. The plan is revisited every quarter, not every market cycle.
One advisor, one relationship.
You work with a single named advisor for the life of the relationship — not a rotating 1-800 team. The same person who knows your children's names knows your cost basis.
Coordinated with your counsel.
We collaborate directly with your estate attorney, CPA, and business counsel — coordinating documents, tax filings, and entity structures so nothing falls through the cracks.
They are the only advisors who ever asked what the money was for — before they told me where to put it. Margaret L. · Bethesda client since 2014
Request a private consultation.
We meet Bethesda households where they are.
Consultations are held in our Bethesda office or virtually, last approximately 60 minutes, and carry no obligation. Tell us a little about your household below — a named advisor will respond within one business day to schedule.