A goals-based advisory practice serving individuals, families, and business owners across the Bethesda corridor and greater D.C.
Bethesda, MD
From the very first conversation, we talk about your aspirations — and we encourage you to ask questions about the issues that matter most to you.
Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or the purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come.
With access to the investment insights of Merrill and banking solutions from Bank of America, we work with you to develop an approach designed to help address your financial needs — at every stage of your life.
We start by getting to know you — your goals, your priorities, and how you feel about investing. Drawing on behavioral finance research, Merrill's Investment Personality Assessment helps us refine the approach around your actual preferences, not a template.
Together we agree on next steps and build a goals-based financial strategy that reflects your investment style and life plan. Your objectives, time horizon, liquidity needs, and sensitivity to risk are all taken into account.
Your life and goals change. We have tools to help you keep track of those changes so they are reflected in your financial approach. Success is measured by the progress you make toward reaching your goals — with thoughtful adjustments as conditions warrant.
Years of experience working with clients through multiple market fluctuations have given us insight into how we may best help you pursue your goals. Below is a representative sample of the capabilities we offer — every engagement is shaped around your circumstances.
A comprehensive goals-based financial plan covering investment allocation, liquidity, time horizon, and risk sensitivity — built collaboratively and refined as your life changes.
Actively managed portfolios aligned to your investment personality, drawing on Merrill's global research and Bank of America's banking solutions for a fully integrated balance sheet.
From Social Security timing to withdrawal sequencing and required minimum distributions, we design a retirement income plan intended to sustain the lifestyle you want — through every market.
529 plans, custodial accounts, and tax-aware savings structures for families planning for college, graduate school, or multigenerational education transfers.
For owners considering a sale, recapitalization, or internal transition — coordination with your legal and tax advisors on structure, liquidity, and post-sale wealth preservation.
Working alongside your estate attorney, we help structure transfers to family, charities, and causes you care about — addressing healthcare directives, gifting strategies, and trust funding.
"Recognition is a byproduct, not the goal. The goal is the plan that lets you sleep at night."
— The Baker, Ellis, Stroebel GroupWhether you are preparing for retirement, weighing a business transition, or simply want a second set of eyes on your current plan — we would welcome a confidential conversation. There is no cost or obligation for an initial meeting.