01 · InvestInvestment Counsel
Evidence-based portfolios built around your goals, tax situation, and tolerance for drawdown. Low-cost, globally diversified, rebalanced with discipline.
Est. Chevy Chase · MD
Fee-Only Fiduciary · Since 2009
Wealth, held with intent.
Fort Inc is a fee-only financial planning firm in Chevy Chase, Maryland. We build considered, long-horizon plans for households, professionals, and business owners across the greater Washington area — no commissions, no products, no conflicts.
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01Approach
A quieter way to manage serious money.
We plan like architects — measured, deliberate, built to last decades. Every recommendation is grounded in your actual life, not a template.
Fort Inc was founded on a simple conviction: that financial advice should be transparent, fiduciary, and unhurried. As a fee-only firm, we sit on your side of the table. We do not accept commissions, referral fees, or product incentives of any kind. What you pay us is the only money we receive for the work we do.
Our clients are physicians, attorneys, federal employees, small-business owners, and families navigating inheritance, equity compensation, or the transition into retirement. The common thread is a desire for clarity — a plan they understand, held by people they trust.
$420M
Assets under counsel
15+
Years fiduciary practice
0
Commissions, ever
Connecticut Avenue office
02Disciplines
Six disciplines, one continuous plan.
Scroll horizontally to walk the practice. Each discipline feeds the next — a balance sheet is only as useful as the strategy that surrounds it.
01 · Invest02 · RetireRetirement Strategy
From accumulation to distribution. We model Social Security timing, Roth conversions, and sustainable withdrawal rates so your later years are funded with confidence.
03 · EstateEstate & Legacy
Coordination with your attorney on trusts, beneficiary designations, and gifting strategy. We translate the legal architecture into a plan your family understands.
04 · TaxTax Strategy
Year-round tax-aware planning: loss harvesting, asset location, charitable bunching, and equity compensation timing. We work alongside your CPA, not around them.
05 · RiskRisk & Insurance
An independent review of life, disability, long-term care, and umbrella coverage. We identify gaps and excesses — never selling a policy, only advising on what you need.
06 · BusinessOwner & Executive
For founders and executives: equity comp modeling, business succession, retirement plan design for your team. The personal and the enterprise, planned together.
03Services & Pricing
Transparent fees. No surprises.
Every engagement begins with a no-cost introductory call. Below is our standard menu — most clients combine two or more into a single retainer. All fees are fiduciary, disclosed in writing, and billed in arrears.
01
Comprehensive Financial Plan
A full diagnostic across investments, retirement, taxes, insurance, and estate. Delivered as a written plan with a 90-day implementation roadmap.
- Net worth & cash flow
- Goal modeling
- Implementation guide
From$4,800one-time
02
Investment Management
Discretionary portfolio management on custodied assets. Globally diversified, low-cost, tax-aware rebalancing with quarterly reporting.
- 0.75% first $1M
- 0.50% next $2M
- 0.35% above $3M
From0.75%per year
03
Retirement Income Planning
For clients within five years of retirement. Social Security optimization, Roth conversion ladders, and a sustainable withdrawal strategy.
- SS timing analysis
- Roth ladder
- Withdrawal sequencing
From$3,200project
04
Ongoing Wealth Retainer
Annual engagement combining planning, investment oversight, and priority access. Includes two scheduled reviews and ad-hoc counsel.
- Quarterly reviews
- Tax-loss harvesting
- Year-round access
From$6,500per year
05
Estate & Legacy Review
Coordination with your attorney on trusts, beneficiary designations, and gifting. We translate the legal architecture into plain language.
- Beneficiary audit
- Trust coordination
- Gifting strategy
From$2,800project
06
Tax Strategy & Optimization
Year-round tax planning in concert with your CPA. Loss harvesting, asset location, charitable bunching, and equity comp timing.
- Asset location
- Harvesting
- Charitable strategy
From$250per month
07
Risk & Insurance Review
Independent assessment of life, disability, long-term care, and umbrella coverage. We identify gaps and excess — never selling a policy.
- Coverage audit
- Policy comparison
- Independent opinion
From$1,500review
08
Business Owner & Executive
Equity comp modeling, succession planning, and qualified plan design. Personal and enterprise balance sheets, planned as one.
- RSU / ISO modeling
- Succession
- Plan design
From$5,000per quarter
04Why Fort
Fiduciary · Always
Advice that answers to you alone.
The financial services industry is built on conflicts — commissions, proprietary products, hidden incentives. Fort Inc was structured to remove every one of them. We are a fee-only fiduciary, regulated under the Investment Advisers Act of 1940, and bound by law to act in your best interest at all times.
Fiduciary, in writing
Our duty to act in your best interest is documented in every engagement letter — not a marketing claim, a legal obligation.
Fee-only, transparent
One fee, disclosed in advance. No commissions, no revenue sharing, no hidden compensation from any product or platform.
Custodied at Schwab
Your assets are held at Charles Schwab & Co., an independent third-party custodian. We never take possession of client funds.
Direct access, always
You work with the principal planner — not a call center, not a rotating cast. The person who knows your plan is the one who answers the phone.
05Begin
Let's begin with a conversation.
The first call is always complimentary — thirty minutes, no obligation, no preparation required. We'll listen to where you are, where you're headed, and whether Fort Inc is the right fit for the journey.
OfficeChevy Chase, Maryland · USA
ServingGreater Washington, D.C. · Maryland · Virginia · Remote nationwide
HoursMonday – Friday · 8:30a – 5:30p ET
Email[email protected]