Comprehensive Financial Planning
A written plan covering cash flow, insurance, retirement projections, education funding, and estate coordination — delivered in 90 days and revisited annually.
$3,500
one-time, flat
Bethesda · Maryland · 20814
Practice Index
01 / 06
Capital, considered.
A practice built for the long arc of your wealth.
Duncan-Peters Ascoli Wealth Management of Raymond James is an independent advisory practice serving families, business owners, and professionals across the Washington metro region — planning first, products second, always.
Begin a conversation
The Practice
A Bethesda firm with institutional discipline.
For more than a decade, our principals have advised households across Montgomery County and the greater D.C. metro — engineers, physicians, federal contractors, and small-business owners among them. We operate under the Raymond James broker-dealer umbrella, which gives us access to institutional research and trading desks, while retaining the autonomy to act solely in our clients' interest.
Planning first. Products second.
We begin every relationship with a written financial plan — not a product pitch. That plan becomes the working document for every decision that follows: how your portfolio is constructed, when we rebalance, which tax levers we pull, and how we coordinate with your attorney and CPA. The result is advice that compounds, year over year, into something measurable.
Our clients tend to stay. The average tenure of a household on our roster is just over nine years — long enough to see a child through college, a business through a sale, and a retirement through its first market cycle.
Margaret Duncan, CFP® & Vincent Ascoli, CFA
Founding Partners
$420M
Client assets advised
11 yrs
Average partner tenure
9.2 yrs
Avg. client relationship
What We Do
Six disciplines, one plan.
Every engagement is scoped to your circumstances. Indicative pricing below reflects typical starting points for new households; final fees are documented in your advisory agreement and reviewed annually. Investment advisory services provided through Raymond James Financial Services Advisors, Inc.
Investment Management
Discretionary portfolio management across equities, fixed income, and alternatives, built on Raymond James institutional research and tailored to your risk profile.
1.0%
of assets / year
Retirement Income Strategy
A distribution plan that sequences Social Security, pension, qualified, and taxable accounts to minimize taxes and sustain income across a 30-year horizon.
$2,800
standalone plan
Estate & Trust Coordination
We work alongside your attorney to review wills, trusts, beneficiary designations, and gifting strategies — ensuring assets transfer by design, not by default.
$1,800
review & report
Business Owner Advisory
Succession planning, key-person insurance, retirement plan design (SEP, SIMPLE, 401(k)), and pre-transaction wealth structuring for closely-held businesses.
$4,500
engagement, flat
Tax-Aware Investing
Year-round tax-loss harvesting, asset location across qualified and taxable accounts, and quarterly coordination with your CPA to manage realized gains.
0.25%
overlay, annual
How We Work
A measured cadence, not a sales cycle.
Our process is built to remove urgency from decisions that deserve reflection. From the first meeting through your tenth year on the roster, the rhythm stays the same — listen, document, decide, review.
Step 01
Discovery — 60 minutes, no charge
We meet in our Bethesda office or by video. You tell us what you're trying to build, protect, or change. We listen, ask, and decide together whether the fit is right — no obligation, no pressure.
Step 02
Plan — 30 to 90 days
We gather your documents, model your projections, and deliver a written plan with specific recommendations. You keep the document regardless of whether you engage us further.
Step 03
Implement — coordinated
With your approval, we open accounts, transfer assets, and coordinate with your attorney and CPA. Most transitions complete within 30 days, often without a single taxable event.
Step 04
Review — quarterly, annually, and as life happens
You receive a quarterly performance summary, an annual planning review, and an open door for the unexpected — a job change, a parent's decline, a child's college decision, a business offer.
They are the first advisors who ever showed me the math before the recommendation. Eleven years later, the plan still works — and I still know exactly why I own what I own.
R. Okafor
Bethesda, MD · client since 2014
Begin
A conversation, not a commitment.
The first meeting is always complimentary and without obligation. Tell us a little about your situation and we'll be in touch within one business day to schedule.
Our office sits two blocks from the Bethesda Metro, with on-site parking for clients traveling in from Chevy Chase, Kensington, or Northwest D.C.
Office
Bethesda, Maryland 20814
Montgomery County · Metro-accessible
Montgomery County · Metro-accessible
Correspondence
Scheduling
(301) 555-0127
Mon–Fri · 8:30a–5:30p ET
Mon–Fri · 8:30a–5:30p ET
Response Time
Within one business day, typically before noon ET the following day.