01 / 06Strategy
Wealth Strategy & Allocation
A multi-asset framework built around your liquidity timeline, tax posture, and concentration risk — not a model portfolio. Quarterly rebalancing with written rationale.
UBS
Wealth Strategy · Bethesda, MD
Capital, kept in deliberate motion.
A quiet practice for founders, families, and executives across the Capital Region.
38.9847°N · 77.0947°W
— The Practice · Six Disciplines
A complete balance sheet, orchestrated under one counsel.
02 / 06Retirement
Retirement Income Planning
Sequencing withdrawals across 401(k), IRA, Roth, and taxable brokerage to minimise tax drag and preserve longevity. Includes Social Security timing analysis.
03 / 06Equity
Executive Equity & Concentration
RSU vesting schedules, ISO/NSO exercise strategy, 10b5-1 plans, and single-stock diversification for executives at public companies. Coordinated with your CPA and estate counsel.
04 / 06Trust
Estate & Trust Structuring
Generational transfer strategy, irrevocable trust design, SLATs, and charitable vehicles. We coordinate drafting with your attorney and serve as fiduciary investment counsel.
05 / 06Tax
Tax-Aware Management
Loss harvesting, direct indexing, municipal bond laddering, and Roth conversion ladders integrated into the annual review. We measure after-tax return, not headline return.
06 / 06Private
Private Markets Access
Curated private equity, private credit, and real estate allocations through UBS's alternative platform — sized for accredited investors and qualified purchasers with longer horizons.
— The Practice
A counsel of patience, built for the long horizon.
Beacon Partners is a Bethesda-based wealth practice operating within UBS Financial Services Inc. We serve a deliberate clientele — founders exiting businesses, executives navigating concentrated equity, and multi-generational families coordinating complex balance sheets.
Our work is not transactional. Each relationship begins with a written investment policy statement, a tax-informed cash-flow map, and a quarterly cadence of review. We measure success in after-tax, after-inflation, generational terms — never against a quarterly index.
16+
Years in practice
340
Households served
94%
Client retention
"We design portfolios the way architects design buildings — for the century, not the season."
— Managing Partner, Beacon
— Service Index
Six disciplines, one counsel of record.
Every engagement is scoped in writing, with transparent fees and a defined deliverable calendar. Below is the full index of services available to Bethesda-area clients — each may be engaged individually or as part of a comprehensive mandate.
01
Comprehensive Financial Planning
A full balance-sheet review, goal modelling, insurance audit, and written plan refreshed annually.
$4,500/ year
02
Discretionary Investment Management
Active, tax-aware portfolio management on the UBS platform with quarterly attribution reporting.
0.85%/ AUM annually
03
Business Exit & Succession
Pre-liquidity planning, ESOP evaluation, trust funding, and post-sale capital deployment for founders.
$12,000/ engagement
04
Education Funding & 529 Strategy
Multi-beneficiary 529 laddering, grandparent gifting strategy, and tax-credit coordination.
$1,800/ one-time plan
05
Risk & Insurance Audit
Independent review of term life, disability, umbrella liability, and long-term care coverage against stated needs.
$2,400/ audit
06
Corporate & Non-Profit Retirement Plans
401(k) plan design, fiduciary review, investment menu construction, and employee education programmes.
$6,500/ year · per plan
— Methodology
Four movements, repeated each quarter.
Our process is deliberately slow. We do not chase headlines, time markets, or rotate strategies on sentiment. Each client engagement follows the same disciplined cadence — a rhythm refined over sixteen years and across hundreds of households in the Capital Region.
— 01 / Listen
Discovery & Intake
A 90-minute conversation covering balance sheet, cash flow, family dynamics, tax posture, and the non-financial objectives that shape every decision that follows.
— 02 / Design
Written Strategy
A formal investment policy statement, allocation framework, and 36-month action calendar — delivered as a bound document, not a slide deck.
— 03 / Deploy
Implementation
Coordinated execution across custodian, attorney, CPA, and insurance carriers. We sit at the centre of the table and own the timeline.
— 04 / Refine
Quarterly Stewardship
A scheduled review each quarter — attribution, tax drift, life changes, and a written set of decisions. Nothing is left to memory or momentum.
— The Studio
Where the work happens.
The Library
Sector research, policy archives, and client binders
Conference Room
Quarterly reviews & planning sessions
The Desk
Where allocation decisions are written, not clicked
— Begin the Conversation
A practice built on referral. Begin with a letter.
We accept a limited number of new households each year, typically by introduction from existing clients, attorneys, or CPAs in the Bethesda area. If you are considering a change in counsel — or building a relationship for the first time — we welcome a written inquiry below.
Practice
Beacon PartnersUBS Financial Services Inc.
Locale
Bethesda, MarylandServing the greater Capital Region
Hours
Mon – Fri · 08:30 – 17:30 ESTQuarterly reviews by appointment
Minimum
$2M investable assetsComprehensive planning engagements