Wealth, architected with intent.

Discretionary portfolios built around your risk posture, not a model.

Cynthia and her team construct actively managed, multi-asset portfolios that reflect your time horizon, liquidity needs, tax circumstances, and personal values. Strategic allocation is informed by the Bank of America Investment Committee; tactical execution is handled by specialists who live with your positions day to day.

$0.95% / yr on AUM

Tiered schedule — fee declines to 0.55% above $25M. Equities, fixed income, alternatives, and structured notes are eligible. Custody through BofA Securities, Inc.

Structures that move wealth cleanly across generations.

Coordinated with your attorneys and CPAs, Cynthia's team designs and administers revocable and irrevocable trusts, charitable vehicles, and dynasty structures. The goal is simple: minimize friction, reduce estate tax exposure, and make sure your wishes survive you — clearly and irrevocably.

$0.65% / yr on assets

One-time plan design fee of $5,000–$12,000 depending on complexity. Includes coordination with external counsel and three-year review cadence.

From concentrated stock, business sale, or IPO — to a portfolio built to last.

A sudden influx of capital is a planning problem, not just a windfall. Cynthia works with executives, founders, and inheritors to diversify concentrated positions, manage tax triggers, and stage capital deployment over months — not days — so a single moment doesn't define a family's next thirty years.

$1.25% / yr on proceeds

Includes pre-sale modeling, hedging strategy review (collars, prepaid forwards, exchange funds), and post-close deployment schedule. Engagements typically span 18–36 months.

Secured liquidity, structured against your assets — never your plans.

From securities-based lines of credit to custom mortgage and aircraft lending, Cynthia coordinates with Bank of America specialty lenders to deliver liquidity that preserves investment positions and avoids forced sales. Terms are documented transparently; covenants are explained before signing, not after.

SOFR+ 1.75% floating

Rate varies by collateral type and loan-to-value. Fixed-rate options available on residential mortgages. Subject to credit approval and standard underwriting.

Giving that compounds — for the causes you choose, not the tax code alone.

Cynthia structures donor-advised funds, private foundations, and charitable trusts that align giving with family values. She works with the Bank of America Charitable Endowment Funds team to handle administration, due diligence on grantees, and the annual distribution requirements that often trip up first-time foundations.

$0.40% / yr on assets

Setup fees range from $2,500 (DAF) to $15,000+ (private foundation). Includes grant recommendation review and annual 990-PF coordination with your CPA.

One plan, three generations — and the family meetings that hold it together.

The most common failure of significant wealth is communication, not markets. Cynthia facilitates structured family meetings, prepares next-generation heirs, and builds governance frameworks — family charters, investment policy statements, and education tracks — that survive the founders' involvement and keep the family aligned across decades.

$8,500/ yr retainer

Optional heir education modules billed at $2,500 per session. Standalone family charter drafting available at $15,000 fixed fee.